Peer to Business Lending
Alternative Finance Sector Report - November 2014
2
PEER TO BUSINESS LENDING
ALTERNATIVE FINANCE SECTOR REPORT
PUBLISHED
November 14
AUTHOR
Luke Jackson
Samantha Goins
SOURCE:
Nesta: The Rise of Future Finance
2013
2011
2012
UK Alternative Finance Market 2011-2013 (Amount Raised)
DONATION-BASED
CROWDFUNDING
PEER-TO-PEER
LENDING
PEER-TO-BUSINESS
LENDING
EQUITY-BASED
CROWDFUNDING
REWARD-BASED
CROWDFUNDING
DEBT-BASED
SECURITIES
REVENUE / PROFIT
SHARING CROWDFUNDING
MICROFINANCE/
COMMUNITY SHARES
INVOICE
TRADING
AMOUNT RAISED (£M)
SHARE OF MARKET (%)
SOURCE
2011
2012
2013
2011
2012
2013
DONATION-BASED CROWDFUNDING
215
260
310
69.2% 52.6% 33.0%
PEER-TO-PEER LENDING
68
127
287
21.9% 25.7% 30.5%
PEER-TO-BUSINESS LENDING
21
62
193
6.8% 12.5% 20.5%
INVOICE TRADING
4
36
97
1.3%
7.3% 10.3%
EQUITY-BASED CROWDFUNDING
1.7
3.9
28.0
0.5%
0.8%
3.0%
REWARD-BASED CROWDFUNDING
0.9
4.2
20.5
0.3%
0.8%
2.2%
DEBT-BASED SECURITIES
-
1.0
2.7
-
0.2%
0.3%
REVENUE/PROFIT SHARING CROWDFUNDING
-
0.1
1.5
-
0.0%
0.2%
MICROFINANCE/COMMUNITY SHARES
-
0.3
0.8
-
0.1%
0.1%
TOTAL
310.6
494.5
940.5
100% 100% 100%
