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ABOUT TIME
TIME provides tax efficient investment
solutions and we’re proud to say
we’re rather good at it – our original
Inheritance Tax service boasts an
impressive 19 year track record of
successfully achieving IHT savings for
our investors. The TIME management
team’s IHT service was one of the first
to identify the potential of using BPR as
an investment opportunity to provide
IHT mitigation for investors and we have
a 100% success rate of achieving BPR
for eligible clients, over 500 to date.
What stands us apart in our market is
our history of delivering consistent,
stable returns for investors, which we
deliver through a defensive investment
strategy. We pride ourselves on offering
real transparency around our products,
what we invest in and what the risks are.
We’re dedicated to supporting the
adviser market and we recognise that
our services require professional
advice, which is why we don’t accept
direct investments. We have a
nationwide sales team of 19 on hand to
assist financial advisers in identifying
solutions for their clients’ financial
concerns and to deliver one-to-one
support.
Our team of investment specialists is
comprised of individuals with direct
experience in the areas in which we
invest, including renewable energy
and property lending, and we focus on
asset backed investing to achieve steady
returns. To date TIME’s IHT services
have invested more than £450 million
into BPR trades. The investments team
is supported by a group of high profile
independent experts, chosen for their
knowledge and track record in the
sectors in which we invest.
THE TEAM AND OUR PRODUCTS
The specialist team at TIME focus on
investing in asset backed businesses
with predictable cashflows, in defensive
sectors. The team undertakes a
rigorous review process for all
potential opportunities. Extensive
analysis and due diligence is carried
out on all potential investments,
including the underlying components
to ensure that each element of a deal
is clear including the potential risks.
Our team actively manages risk across
the portfolio, targeting investments
with predictable returns. To ensure
that our objective of preserving
capital is not prejudiced, we’ll only
invest in businesses with no debt.
The team specialises in three distinct
areas: secured property lending,
renewable energy and asset backed
businesses such as self-storage. In
total, the team will look at over £250
million of potential opportunities each
year across our specialist sectors.
As part of our meticulous investment
appraisal and approval process,
each opportunity is reviewed by the
TIME Investment Committee which is
formed of senior members of staff,
including the Partners, and ensures
all potential investments meet
our strict criteria. We also have an
independent Advisory Committee for
TIME:Advance, and a panel of third
party Non-Executive Directors for
TIME:CTC, who advise on projects.
The Advisory Committee provides
additional industry sector advice and,
where relevant, additional insight on
individual opportunities. Members are
handpicked for their strong knowledge
of, and track records in, sectors in
which we are likely to participate
and are fully independent of TIME.
OUR INVESTMENT APPROACH
Our experienced investment team
of 12 manage a range of funds with
a value of over £500 million covering
secured lending, renewable energy,
UK residential and commercial
property, ground rents, forestry,
farming and self-storage.
Both of our BPR services focus on
capital preservation and the current
investment portfolio includes
secured property lending, renewable
energy and asset backed businesses,
such as self-storage. The strategy
provides diversification of risk
across different market sectors,
all of which are asset backed, have
predictable income returns and
historically low levels of volatility.
Our secured property lending team of
four provides senior debt finance to
developers in UK residential property
with loans benefiting from a first
legal charge. On behalf of TIME’s BPR
services, our property lending team
has issued over £24 million of loans, of
which £12 million have been repaid to
date and all are fully performing loans.
Our renewable energy team has
acquired four ground mounted solar
facilities and seven wind turbines,
totalling approximately 35 MWs
of generating capacity, equating
to over £45 million of investment,
all on time and on budget.
Alongside this, the services also own
and operate two self-storage sites,
with income generated from the
fees paid for the storage services.
During 2014, our investment team
completed the sale of £20 million of UK
forestry assets held by our BPR services.
Capitalising on the strong demand for
high quality UK forestry assets, the
team crystallised attractive profits
for clients from a portfolio of forestry
plantations which had experienced
a period of high price growth.
“The headlines of a two year qualifying period, simplicity and access, combined
with more providers entering this market, have moved BPR firmly into the
mainstream as a key IHT planning option for advisers”
Nigel Ashfield, TIME Investments
+44 (0)20 7391 4747
