Tax Efficient

Andrew Sherlock talks about the different ways that advisers can diversify an EIS portfolio between growth and capital preservation strategies; between vintages; and between companies and cycles. He also explains how the income tax relief and loss relief puts a limit on losses, and how that works in a portfolio strategy.

Andrew Marris covers fees in EIS and why they are higher than mainstream investments, and harder for advisers to assess. He tells us what advisers can do to dig a little deeper to fully understand the fee structures and why the fees are set up that way. We also cover the advantages and disadvantages of charging investee companies rather than investors.

Matt Taylor discusses the tax advantages of EIS and how they can could be appropriate for a wider range of clients than many people may have realised. We also talk about why EIS is becoming so popular, the approach of HMRC, some of he risks involved in investing in smaller companies and the three questions advisers must ask when considering the suitability of their clients.

Keith Robertson expands on his three-pronged approach to suitability for EIS, discusses why advisers “parrot third party investment information at their peril” and shares his common sense hints for investing in EIS. He also tells us why he doesn’t place any faith in risk profiling tools.

Simon Housden discusses due diligence on EIS investments. He warns us about the issues of limited availability of capital preservation EIS; the increased potential risks and returns that gearing brings; and why providers need to balance fundraising with deployment. We also cover why advisers should manage expectations around investment time horizons, and the timing of tax reliefs.

Andrew Brierley from PwC discusses the changes to the EIS regime that were introduced in the March and July Budgets in 2015. He talks about the reasons for the changes, what advisers need to consider and whether we can now expect a period of stability for the rules governing these schemes.

Highlights of the EIS Masterclass at the offices of PwC in London where a sell-out audience of financial advisers and wealth managers heard presentations from Andrew Brierley representing PwC, Sarah Wadham from EISA, Matt Taylor of Rockpool, Andrew Sherlock from Oxford Capital, Keith robertson representing Armstrong Financial , Andrew Marris of MICAP,  Simon Housden from TIME Investments and Jason Butler, Wealth Management Consultant.

David Gauke outlines why the Government support firms investing in smaller businesses, and the importance of a healthy and dynamic investment industry that is focused on this area.

Guy’s speech from the 2015 Growth Investor Awards. He shares his vision for the awards and tells us what he means when he talks about “impact beyond investment”.