Nick Morgan tells us about the background of Foresight and its BPR solutions. He explains the impact of the IHT changes, the lack of understanding the changes and how advisers have been pressurised by pension based planning. He thinks better understanding, better education, more competition and more providers working in this space are the key factors driving the demand for BPR investment products. He also touches on the diversity of Foresight’s client base and the nature of its underlying investments.