Are gilts riskier than equities? Guest contributor Steve Williams explores the risks associated with each asset class and explains why he thinks, from an investor’s perspective, the question is misplaced.
Advisers have noticed the subject of income strategies being raised increasingly often with their clients. In this article, Steve Williams explores ways in which a reasonable level of income can be drawn from an investor’s assets and just what level of income might be sustainable in the longer term.
The FCA released its Consultation Paper CP13/13: “The FCA’s regulatory approach to crowdfunding (and smiliar activities)” on the 24th October. This article sumarises and analyses the main thrust of the proposals for interested parties such as platforms, providers considering raising money in this way or advisers who already have clients who invest in crowdfunding.
Investing in Enterprise Investment Schemes (EIS) is becoming an increasingly popular option for investors seeking to take advantage of the tax benefits. The market was estimated to be worth £500m annually in 20111 and is forecast to grow to £1bn annually by 2014.
The real strengths of a financial adviser lie in financial counselling and financial planning, as this allows you to use your knowledge and experience to identify what the client needs and agree the steps they should take to get there.
The Enterprise Investment Scheme (EIS) is designed to promote investment into smaller high-risk companies. Over £7bn of private funding has been raised into EIS companies in the 20 years since the schemes inception in 1994.
Intelligent Partnership’s Daniel Kiernan takes a look at one version of what a financial adviser’s proposition might look like, and takes the time to think about where advisers should be adding the most value and where they should be spending their time. So what are the three main things to keep in mind when adding value as an adviser?
Abundance Generation are a company with two key objectives. The first to raise money to help fund renewable energy projects. The second, to do this in a new way: not by raising funds from institutional donors but by going direct to the public to raise money from many smaller investments.