Risk Analysis: Gilts vs. Equities

Members Only Risk Analysis: Gilts vs. Equities

25 Nov 2013

  • Are gilts riskier than equities? Guest contributor Steve Williams explores the risks associated with each asset class and explains why he thinks, from an investor’s perspective, the question is misplaced.

Sustainable Spending: Income Strategies and Rates

Members Only Sustainable Spending: Income Strategies and Rates

18 Nov 2013

  • Advisers have noticed the subject of income strategies being raised increasingly often with their clients. In this article, Steve Williams explores ways in which a reasonable level of income can be drawn from an investor’s assets and just what level of income might be sustainable in the longer term.

Crowdfunding & Regulation: Response to CP13/13

Alternative Finance Members Only Crowdfunding & Regulation: Response to CP13/13

31 Oct 2013

  • The FCA released its Consultation Paper CP13/13: “The FCA’s regulatory approach to crowdfunding (and smiliar activities)” on the 24th October. This article sumarises and analyses the main thrust of the proposals for interested parties such as platforms, providers considering raising money in this way or advisers who already have clients who invest in crowdfunding.

Costs Compounded: A drag on performance

Members Only Costs Compounded: A drag on performance

11 Sep 2013

  • The real strengths of a financial adviser lie in financial counselling and financial planning, as this allows you to use your knowledge and experience to identify what the client needs and agree the steps they should take to get there.

Advisers: Where can you add the most value?

Members Only Advisers: Where can you add the most value?

14 Aug 2013

  • Intelligent Partnership’s Daniel Kiernan takes a look at one version of what a financial adviser’s proposition might look like, and takes the time to think about where advisers should be adding the most value and where they should be spending their time. So what are the three main things to keep in mind when adding value as an adviser?

Abundance Generation: A Detailed Overview

Members Only Abundance Generation: A Detailed Overview

16 Jul 2013

  • Abundance Generation are a company with two key objectives. The first to raise money to help fund renewable energy projects. The second, to do this in a new way: not by raising funds from institutional donors but by going direct to the public to raise money from many smaller investments.

Passive Investing: Staying on Course

Members Only Passive Investing: Staying on Course

10 Jul 2013

  • If you want to get somewhere, you plan a route and try not to deviate too far from it. Daniel Kiernan explains why investing is no different.