Interview with Belinda Thomas from Triple Point at the IFISA Showcase

Alternative Finance Interview with Belinda Thomas from Triple Point at the IFISA Showcase

3 Apr 2018

  • Belinda Thomas discusses Triple Point’s Advancr Bonds and how these products evolved. She discusses consumer protection in terms of underlying security and Triple Point’s responsibilities as an IFISA manager. As an established manager in the tax-efficient space, she talks about pre-existing relationships with advisers and a growing volume of cash transfers.

Interview with Julia Groves from Downing LLP at the IFISA Showcase

Alternative Finance Interview with Julia Groves from Downing LLP at the IFISA Showcase

16 Mar 2018

  • Julia Groves, partner & head of crowdfunding at Downing LLP, talks about growing uptake of bonds in its Innovative Finance ISA (IFISA) and advisers’ changing attitudes to these investments. She covers terms of investment, diversification, risk and the two kinds of products offered on Downing’s platform: fixed-term debt-based securities and a newer regular access bond. On choice in the market, she discusses how many IFISA-authorised platforms are genuinely adviser-ready and reveals something surprising about average investment size.

Interview with Jake Wombwell-Povey From Goji at the IFISA Showcase

Alternative Finance Interview with Jake Wombwell-Povey From Goji at the IFISA Showcase

16 Mar 2018

  • Jake Wombwell-Povey, CEO and co-founder of Goji, discusses increasing inflows after the Innovative Finance ISA’s slow start and what percentage are transfers from cash ISAs. In the direct lending space, he discusses the end of the ‘early adopter’ phase for retail investors, Goji’s increasing focus on advisers and the demographic of clients they recommend these investments to. The discussion takes in Goji’s history, status as an aggregator and approach to due diligence on the lenders it works with.

An Adviser’s Guide to the Innovative Finance ISA

Alternative Finance CPD Accredited An Adviser’s Guide to the Innovative Finance ISA

  • HM Treasury has referred to the IFISA as a way to, “provide ISA holders with greater choice over how to invest and will support the crowdfunding sector to continue to grow as a source of alternative finance for businesses.” The inclusion of additional consumer protections which must be present in the P2P and debt based securities investments that are IFISA eligible can only be reassuring for potential investors. But there are a number of other considerations as well as the everyday practicalities. Our goal with this guide is to give advisers an understanding of these so that they build the confidence to make the best use of the opportunities that the IFISA presents for their clients.

Debt Based Securities Report 2017

Alternative Finance CPD Accredited Debt Based Securities Report 2017

  • As with many of the investments we cover, the case for investing in debt based securities is compelling. They can provide yield and genuine diversification at a time when both are at a premium among conventional assets, with lower levels of volatility than equities.

Peer to Peer Lending Report 2017

Alternative Finance Peer to Peer Lending Report 2017

  • Innovative online lender to borrower matching has given peer to peer lending platforms a cost advantage over the larger and less nimble traditional finance institutions, leading to very attractive rates for those looking to invest and those looking to borrow.

Financial Advisers: the Untapped Opportunity?

Alternative Finance Financial Advisers: the Untapped Opportunity?

14 Oct 2016 36 minutes

  • Research Director Dan Kiernan moderated a panel at the Lendit Europe conference. The panelists from Octopus Choice, Ratesetter, LendingWell, Goji and Clearwater Private Investment debated what it would take to get financial advisers to engage with P2P lending.

Innovative Finance ISA: An Overview for Advisers

Alternative Finance Members Only Innovative Finance ISA: An Overview for Advisers

14 Apr 2016

  • To encourage savings and to support SMEs, innovative finance investments have been made eligible to hold within an ISA. However, the market is still young and how investable they are for ordinary savers remains to be seen. This article explains the mechanism of the Innovative Finance ISA and discusses how investable IFISAs are in terms of market developments and associated regulations. The article concludes with a snapshot of the peer-to-peer (P2P) market.

     

Alternative Finance Industry Report 2015

Alternative Finance CPD Accredited Alternative Finance Industry Report 2015

  • The Alternative Finance Industry Report 2015 provides a view of the asset class through the eyes of retail financial services professionals, giving them the answers they require if they are to successfully engage with the sector.

    The report outlines and defines what alternative finance is, where is sprang from and where it is today. The report assesses some of the risks of investing and dives deep into the surprisingly diverse alternative finance investment universe.

    It also looks at some of the big developments and give our view on these changes.

Peer to Business Lending Report 2014

Alternative Finance Peer to Business Lending Report 2014

  • The Peer-to-Business Report 2014 takes a detailed look at peer-to-business (P2B) lending and offers a balanced introduction to the Alternative Finance market – analysing the performance and growth of crowdfunding, real estate lending and peer-to-peer lending. This report helps investors and intermediaries’ understand P2B lending and which investment opportunities are suitable and appropriate.