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Almost half of the working population have never reviewed their pension plans, research has found. While the majority of non-retired adults said they did consider it their responsibility to ensure that they understood how their pension fund was invested, 45pc of those surveyed said they had never looked into it. When asked about the last time they had made a change to their pension and investments in order to better reflect their risk profile, 38pc of respondents said they had never made such a change, while 5pc said they had done so more than 10 years ago. Among people who… continue reading