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Six key pension questions for 2013

Helen Pridham outlines the SIPP and annuity strategies investors should be aware of in the post-RDR environment. Q: I want advice on how to top up my pension, but my adviser says I must pay a fee for this. Is there a way around this? A: All independent financial advisers must now charge a fee when they provide advice about any type of investment product under new rules implemented as a result of the Retail Distribution Review (RDR), in force on 1 January. This includes pensions, although if you just wanted advice about the suitability of your investments within an… continue reading

January 4, 2013