P2P Guide

An Octopus Choice account can be set up in minutes, and has no fixed term. OPEN Find out more at: www.octopusinvestments.com support@octopuschoice.com 020 7131 3727 Octopus Choice is not a cash savings account: the value of an investment, and any income from it, can fall or rise. Due to the underlying loans, Octopus Choice is subject to concentration and liquidity risk. Your clients may not get back the full amount you put in. Capital is at risk if they invest. Investors can target a variable interest rate of around 4% per year. This is paid monthly, with the option to re-invest or draw as income. % A word from our sponsor... Claim your CPD This guide is accredited for structured CPD by the CISI, PFS and CII and readers of the guide can claim up to two hours of CPD for reading the guide. In order to claim structured CPD, readers will need to complete a short online test. Go to intelligent-partnership.com/cpd for more details on claiming CPD. Provide Feedback Intelligent Partnership actively welcomes feedback, thoughts and comments to help shape the development of this guide. This guide is produced on a regular basis. Feedback can be given on the website or via email: • Intelligent-partnership.com/feedback • Guides@intelligent-partnership.com Steps after reading Participation and feedback are gratefully received Intelligent Partnership runs a number of different initiatives... you can expand your knowledge with us SHOWCASES Intelligent Partnership runs showcase events at various locations across the country, giving advisers the opportunity to build their knowledge of tax wrappers and less mainstream asset classes, ask questions and hear investment providers present their investment opportunities on a like for like basis. Unlike other events, we ensure that the content of the presentations covers all of the key issues that exercise advisers, so the presenters cannot just play to their strengths. For information about an event near you, go to: www.intelligent-partnership.com E-LEARNING Intelligent Partnership’s interactive, CPD accredited e-learning courses include straightforward modules on the risks, workings and suitability, due diligence as well as case studies of the tax wrappers and asset classes examined. The courses provide successful candidates with a Knowledge and Learning certificate. To access courses, go to: www.intelligent-partnership.com/learn INDUSTRY REPORTS For more insights into the various markets we cover, including the latest thoughts and opinions of managers and providers, analysis of key metrics and a comparison of open investment opportunities, go to Intelligent Partnership’s latest BR Report at: www.intelligent-partnership.com/research-format/report Our free, annual BR Report is part of our award- winning, CPD accredited series which also includes EIS, VCT and AIM Reports. Continue your education Over 800 advisers are already using Octopus Choice, and more than £150m has been invested so far. All loans are secured against property, and we automatically diversify investors’ money across at least 10 loans (subject to a minimum investment of £100). You can manage client investments quickly and easily using our dedicated adviser portal. We can facilitate adviser charging, too. Octopus Choice is offered by Octopus Co-Lend Limited, which is fully authorised and regulated by the Financial Conduct Authority. Issued by Octopus Investments, which is authorised and regulated by the Financial Conduct Authority. Registered office: 33 Holborn, London, EC1N 2HT. Registered in England and Wales No. 03942880. Issued January 2018.