Estate Planning Guide

119 118 PROVIDERS IN FOCUS PROVIDERS IN FOCUS About the provider Triple Point is a provider of innovative investment solutions, built around the needs of private and institutional investors. We match investors’ needs with the needs of both public and private sector organisations to acquire critical assets and deliver services - supporting UK growth and investment. We have a particular focus on safeguarding our investors’ capital. Combining Project Finance, Leasing, Lending, Venture Capital Private Equity and Secured SME Financing experience, we are able to utilise both tax-advantaged initiatives, such as BR, with non-tax advantaged funds, such as our Advancr Bonds to develop the most appropriate and most reliable solutions for both our investors and businesses needing capital alike. Since 2004, we have invested over £1bn across a diverse range of sectors and currently have over £700m assets under management, after having successfully returned £130m to our investors during the last two years. Our Estate Planning Solutions Triple Point provides a number of estate planning solutions for both corporate and individual investors, including the Triple Point Estate Planning Service. The Triple Point Estate Planning Service (“TPEPS”) is a clear and straightforward investment solution that aims to provide individual investors, including investments through Power of Attorney and Trusts with 100% relief from IHT after two years. TPEPS is open all year round and currently provides access to businesses including the highly successful TP Leasing Ltd and/or Navigator Trading Ltd. TP Leasing Limited (Following the Generations Strategy) is a leasing, lending and infrastructure finance business. It focuses on providing a small number of high value leases and loans to public sector organisations, such as the NHS, Local Authorities, and corporates. It targets returns of 1.5% - 2.5% per annum (net of annual fees). Navigator Trading (Following the Navigator Strategy) is a fast-growing lender to the SME sector that competes with traditional banks. It provides business-critical loan and asset finance to a wide range of SMEs, targeting average returns of 4.0% - 6.0% per annum (net of annual fees). These businesses provide additional diversification to an investor’s estate by offering access to leasing; Triple Point being the only BR provider that offers this trade within an IHT solution. Both businesses have consistently achieved positive quarter on quarter growth and met their target returns since inception. Triple Point now manages the largest privately capitalised public and private sector leasing business in the UK, and is one of the top originators of leases to the NHS. www.triplepoint.co.uk TPEPS PERFORMANCE Performance since inception: 28.7% Range of target returns 4% to 6% per annum, net of annual fees, charges and corporation tax Performance since inception: 8.9% Range of target returns 1.5% to 2.5% per annum, net of annual fees, charges and corporation tax 0.00% 5.00% 10.00% 15.00% 20.00% 25.00% 30.00% 35.00% Feb - 14 Apr - 14 Aug- 14 Oct - 14 Feb - 15 Jun - 15 Oct - 15 Feb - 16 Jun - 16 Oct - 16 Feb - 17 Jun - 17 oct - 17 Feb - 18 Navigator Trading Limited TP Leasing limited About the provider TIME is an investment manager specialising in tax efficient investment solutions. Our original IHT service holds a 22-year track record and was one of the first to utilise BR to offer IHT mitigation for investors. Over 3,000 investors have invested in our IHT services to date and we hold a 100% track record of successfully achieving BR. We have over £900m in assets under management, a nationwide team of 30 planning experts, and an in house team of 22 investment managers. Our mission is to create transparent investment opportunities that bring peace of mind to investors and their advisers by seeking stable performance and consistent liquidity. Our Estate Planning Solutions TIME’s suite of estate planning solutions cater for both individual and corporate investors with our TIME:Advance and TIME:CTC services focused on capital preservation, and our TIME:AIM service offering access to the AIM market through our innovative ‘smart passive’ approach. Our services allow investors to access BR, which can provide clients with 100% exemption from IHT after two years. Importantly, this approach also allows them to retain access to their money. TIME:Advance is our flagship IHT service for individuals, whilst its sister service, TIME:CTC, is a corporate service that provides IHT mitigation to business owners, potentially immediately. Both services target at least 3.5% per annum by investing in a diversified portfolio of asset backed businesses with a lower risk profile, including secured property lending, renewable energy, forestry and self storage. TIME’s AMC is deferred, meaning it is only taken on exit, from the excess performance over the target of 3.5%. TIME:AIM is available in both an ISA and non- ISA wrapper, and uses our ‘smart passive’ approach, designed to remove stock picker bias and reduce the volatility of returns. The service targets AIM listed BR qualifying offers allowing the potential for both growth and IHT mitigation. Our approach uses verifiable financial and commercial information published by AIM companies to determine the portfolio of shares for an investor, rather than relying on an individual stock picker’s opinions. The smart passive approach provides a robust investment strategy which is less exposed to human risk factors, such as the departure of a fund manager. 130 135 125 120 115 110 105 100 95 2016 2017 2018 TIME:AIM - CUMULATIVE RETURN (%) ELM TRADING LTD - SHARE PRICE (£) Elm Trading Ltd SOURCE: TIME INVESTMENTS 1.20 1.25 1.15 1.10 1.05 1.00 2015 2014 2013 2017 ’18 2016 time-investments.com