BR report 2018

INTRODUCTION MARKET RESEARCH MARKET UPDATE INDUSTRY ANALYSIS CONSIDERATIONS FOR INVESTMENT REPORT CONCLUSIONS 03 FOREWORD 06 OPENING STATEMENT 07 REPORT OVERVIEW 08 EXECUTIVE SUMMARY 09 KEY FINDINGS 41 ADVISER SURVEY 45 ADVISER ROUNDTABLE 48 INDUSTRY ROUNDTABLE 55 CONCLUSIONS 79 FINAL CONCLUSIONS 80 BR SWOT ANALYSIS 81 APPENDIX 82 CPD AND FEEDBACK 57 OVERALL MARKET 59 CHARGES AND FEES 64 BR SOLUTIONS Intelligent Partnership is committed to the very highest professional standards as embodied by its accreditation and membership to these industry associations. FSC is a non-profit international organisation established to promote the responsible management of the world’s forests. Products carrying the FSC label are independently certified to ensure consumers that they come from forests that are managed to meet the social, economic and ecological needs of present and future generations, and other controlled sources. * Please note: unless otherwise stated, all charts and graphs have been provided by Intelligent Partnership 2018 CONTENTS 30 AIM AND BR AS IT STANDS 31 CASE STUDIES 33 THE UK’S AGEING POPULATION 36 LATER LIFE PLANNING AND BR 37 INSURANCE DEBATE 39 SUPPORTING GROWTH 11 IHT STATISTICS 19 COMPLIANCE CONSIDERATIONS 21 RESIDENCE NIL RATE BAND 23 SECTOR ANALYSIS 27 2018 OFFERS BY STRATEGY